The early bird gets the worm. Advice to those in the restaurant and hospitality businesses: sharpen your pencils and apply for much-needed loans now while the money is flowing. With more than 50 percent of adult Americans vaccinated, and pent-up desire to dine and celebrate, restaurants and venues that suffered through the pandemic have an opportunity to resurrect. While some restaurateurs rode the pandemic wave, many have held on by a thread. This is an inflection point. Con